Statements on this website provide general information only, they do not take into account any organization's personal objectives, financial situation and/or present insurance needs. Rainmaker Group and its affiliates constitute a General Consulting Firm on matters associated with Risk. Rainmaker Group and affiliates are not Registered Insurance Agents or Brokers under any Jurisdiction and purposely choose to act as mere business consultants given that no offers to buy/sell insurance are therefore undertaken. Organizations and individuals should obtain specific advice regarding their own circumstances before making any insurance, tax, legal and/or financial decision.